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Renters insurance from Brian McQuoid Agency offers protection for your keepsakes and personal belongings. Brian McQuoid Agency has been providing tenants in Philadelphia, Bucks and Montgomery countries peace of mind protection through renters ukranian women insurance.

Why Purchase Renters Insurance?

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If you’re online shopping for renters insurance, congratulations on your smart decision. All too many tenants realize too late that their landlord’s insurance policy doesn’t offer protection for their personal belongings. While a landlord’s insurance policy covers the building, it excludes an apartment-dwellers’ personal property and doesn’t cover the tenant’s personal liability.

What Does Renters Insurance Cover?

Renters insurance is intended to protect a tenant’s personal property, first and foremost. But it goes further than that by offering personal liability protection in the event you are sued as a result of an accidental injury to another who is a guest in your apartment. A renter’s insurance policy offers coverage for loss or damage due to a covered peril, such as a windstorm, lightning, fire, hail, accidental water damage, smoke, vandalism, and theft.
The three main areas of coverage that renters insurance provides protection for include:

  • Personal property coverage: This includes your personal belongings, valuables, and keepsakes, such as clothes, furniture, dishes, silverware, electronic equipment, and jewelry.
  • Personal liability coverage: If a guest sues you after becoming injured in your apartment, personal liability coverage as part of your renter’s insurance policy provides coverage for said financial damages. It may include legal defense costs as well.
  • Reimbursed living expenses: Should your apartment become uninhabitable as a result of a covered loss, renters insurance can cover the expenses relating to a temporary place to live as well as food expenses
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What Are Optional Renters Insurance Policy Coverages?

In addition to the three main areas of renter’s insurance coverage, optional coverage Order may be added.

Multi-policy discounts available for auto and renters… SAVE even more with life insurance
Call 215-464-4300 or contact us through our

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